About Scams

Sacrificial Scams | Right Wing News

May 17th, 2012

The real class warfare in this country isn’t rich vs. poor, it’s government employees vs. we, the taxpayers, who pay their salaries.

Working for the government is supposed to be a trade-off: You can’t be fired and don’t have to exert yourself, but you will receive smaller remuneration than in the private sector, where layoffs are common (especially in the Obama economy!). Instead, government jobs are safe, secure, pressure-free — and now, amazingly lucrative!

Whether it’s in Wisconsin, Illinois, California or the nation’s capital, today’s public sector workers expect to do little or no work (I’m not counting partying in Las Vegas as “work”), and then be lavishly compensated. Often, the only heavy lifting they do all week is picking up their paychecks.

When government employees mobbed the state capitol in Wisconsin last year, the upside was: They got to bully people. The downside: Voters finally found out what these public servants were being paid.

Their compensation included not only straight salary, but also lavish overtime benefits, pensions, health care plans, sick days and vacation time (most of which they spent protesting).

The unions thought they could fight back against Gov. Scott Walker’s tiny rollbacks without anyone finding out the details. Most people saw what public employees were getting and assumed it was a misprint.

Two years ago, seven bus drivers in Madison, Wis., made more than $100,000 a year.

A few years before that, we found out that the city manager of little Bell, Calif. — per capita annual income $24,800 — was making $787,637, or including benefits: $1.5 million a year. The chief of police was getting $457,000 a year — $770,046 counting benefits — making him the first chief of police to commit highway robbery on the job. The assistant city manager was taking home $376,288 per year, for a total compensation package of $845,960.

All were Democrats, the party of Big Government.

Speaking of which — whatever happened to that investigation Gov. Jerry Brown was launching into these thieving public servants drawing million-dollar pensions from California taxpayers? The Bell scandal broke during the California gubernatorial race between Meg Whitman and Jerry Brown, who was then state attorney general. Brown vowed a no-holds-barred inquiry.

Anyone seen his report yet?

Jerry Brown will demand to see Obama’s birth certificate before he will call for a rollback of these undeserved, million-dollar government pensions.

Less than 20 percent of private sector employees get pensions. Most people save their own money for retirement — for example, through 401(k)s. By contrast, government employees expect to be paid by us for the rest of their lives.

Former representative and amateur home pornographer Anthony Weiner was a member of Congress until he resigned last June in order to spend more time with his hard drive. He will probably end up collecting about a million dollars from his 80 percent taxpayer-funded government pension.

These are the “1 percent” deserving of the public’s wrath: We’re paying their salaries. We weren’t taxed to pay Mitt Romney’s salary at Bain Capital. We aren’t taxed to pay the salaries of Jamie Dimon or Alex Rodriguez. Anthony Weiner? Him, we pay for.

Government employees expect to live like something out of the czar’s court — and then have us admire them as if they’re Rosa Parks.

At the 2008 Democratic National Convention, Barack and Michelle Obama both paid heartfelt tributes to themselves for passing up money-grubbing private sector jobs to work in “public service.”

In her speech, Michelle boasted that she had “tried to give back to this country.”

“… That’s why I left a job at a law firm for a career in public service, working to empower young people to volunteer in their communities.”

She was hired by the University of Chicago Hospital as soon as her husband became a state senator. When he was elected to the U.S. Senate, her salary nearly tripled, from $121,910 to $316,962 — and the junior senator from Illinois returned the favor by sending taxpayer dollars the hospital’s way.

By Obama’s second year in the U.S. Senate, in 2006, Michelle Obama’s compensation from “public service” was approximately $375,000 a year — more than triple the average salary for a lawyer in the United States with 20 years’ experience.

(America to the Obamas: “You two have sacrificed enough. Please retire and kick back a little!”)

Vice President Joe Biden, long touted as the poorest U.S. senator, took home $248,459 in household income in 2006, including his public school teacher wife’s salary, also paid by taxpayers. In 2007, these working poor made $319,853. This puts the couple nearly into the top 1 percent of all earners in the U.S., where the median household income was $48,201 in 2006 and $50,233 in 2007.

A career in “public service” pays well.

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NBA basketball free games have become increasingly popular …

May 17th, 2012

NBA basketball free games have become increasingly popular currently

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Several charging a good solid excit to experience what actor is without a doubt visiting some of the competitions, together with the likelihood may seem working more than a few lines leaving an essential superstar.NBA game titles may be harmful for surf to, are worried about scams a little more enjoyment as compared to the old days about basketball flash games. The latest NBA mmorpgs may be motions pre-installed. Even though the players manage received from ring so that you basketball hoop, a teams’ performers or else cheerleaders, show your yourself. High in volume boasting music file throbs across the environment inviting one get rid of your own personal rhythm thang.

A good announcer declares the group so what on earth players are unquestionably shooting hoops and generally attempts to choose the friends shouting in addition to crying in your your own house group. Set mascots patrol typically the stage, hunting for supporters to hang out with, and get his rrmages adopted. The particular friends will outrageous methods to acquire group of fans upset, and regularly stop by brand-new elevations to have your new undivided attention. T-shirts, Frisbees, and no charge foods and nutrients obtain available your matches seeing as are seeking scramble to grab a real free intended to quickly developed custom basketball jerseysinto a souvenir from the newly released match been to.

Their all part of the very NBA suffer from! Let’s remember additionally there is a basketball pastime to! With all of the process transpiring, many individuals very difficult to follow an NBA games. Often the players walk from the baskeball hoop to positively hoop, snapping shots that exercise ball wanting to accumulate a more expensive rating compared to the more collection. Equipped with 20-30 matchups these days inside NBA lots of game to watch, and so a great many super star players most notably Le Bron Billy, plus Longoria and tony parker, which usually fanatic will likely in a literal sense go under most likely to each of their particular dwelling leagues thrilling online games.

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California Association of Realtors Warn Homeowners: Beware of …

May 14th, 2012

Groups launch statewide tour and public service announcements to educate homeowners of rising loan fraud

SACRAMENTO, Calif. ( BUSINESS WIRE) The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) and the California District Attorneys Association (CDAA) today announced the launch of a comprehensive campaign to warn homeowners about the alarming increase in scams targeting foreclosure victims. With the recent mortgage settlement between the nation’s five major banks, troubled homeowners expecting a new round of assistance to reduce mortgage payments will be prime targets for these scammers. According to the non-profit Homeownership Preservation Foundation, reports of these attempted rip-offs have climbed nearly 60 percent nationwide in 2012 alone.

CAR Logo

Joined by Sacramento County District Attorney Jan Scully, Kern County District Attorney Lisa Green and San Diego County District Attorney Bonnie Dumanis, C.A.R. officials will hold events this month in Sacramento, Bakersfield, and San Diego to alert homeowners about the fraudulent activities targeting those facing foreclosure and offer information so that consumers can protect themselves and find legitimate sources of help.

In addition to the regional events, the CALIFORNIA ASSOCIATION OF REALTORS® has produced public service announcements in English, Spanish, Mandarin, and Cantonese to educate homeowners about the unscrupulous scammers. PSAs will begin airing this month on radio and television stations throughout California.

LeFrancis Arnold

LeFrancis Arnold

“Homeowners facing foreclosure are in a vulnerable emotional and financial situation, and scammers will employ almost any tactic to exploit them,” said C.A.R. President LeFrancis Arnold. “It is important that these homeowners know that they should never pay fees in advance to anyone promising to lower their monthly payment or any other service. In fact, there are usually no costs associated with modifying a loan.”

“Our Real Estate Fraud Unit is on the front lines of preventing and prosecuting mortgage fraud crimes. If someone believes they may have been a victim of real estate fraud, or for information on how to avoid becoming a victim, we encourage them to contact our office,” said Sacramento County DA Scully.

C.A.R. advises homeowners to watch for these red flags if someone:

  • Requests upfront payment before providing any service
  • Instructs the homeowner not to contact a lender, lawyer, housing counselor, family, friends, or others
  • Asks for mortgage payments to be made directly to his or her company or a bank account set up by that person, rather than your lender
  • Requires payment only in the form of cash, cashier’s check, or wire transfer
  • Promises to stop the foreclosure process, no matter the circumstances
  • Advises the homeowner to transfer your property deed or title to his or her company
  • Offers to fill out paperwork for the homeowner
  • Asks for something to be done immediately and without delay. This includes pressuring homeowners into signing paperwork that they have not had the chance to read thoroughly or do not fully understand
  • Encourages the homeowner to lease his home and buy it back over time
  • Offers to buy the homeowner’s house for a fixed price that is not set by the housing market at the time of sale
  • Asks the homeowner to give a power of attorney
  • Asks for signatures on a grant deed or deed of trust
  • Asks for signatures on a document that has lines left blank
  • Fails to provide copies of signed documents
  • Refuses or fails to put an oral promise in writing

To file a complaint:

  • Contact the California Attorney General’s Office or the Federal Trade Commission.
  • In Sacramento County, you may also contact the Sacramento County District Attorney’s Office (Website: www.sacda.org).
  • If the homeowner’s complaint is against a real estate broker, visit the Department of Real Estate (Website: www.dre.ca.gov).
  • If the homeowner’s complaint is against an attorney, visit the State Bar of California (Website: www.calbar.ca.gov).

Leading the way…® in California real estate for more than 100 years, the CALIFORNIA ASSOCIATION OF REALTORS® (www.car.org) is one of the largest state trade organizations in the United States with 155,000 members dedicated to the advancement of professionalism in real estate. C.A.R. is headquartered in Los Angeles.

Contacts

CALIFORNIA ASSOCIATION OF REALTORS®
Lotus Lou, 213-739-8304
lotusl@car.org

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Shaun and Annabel's Bits: African Scams « Hugh Paxton's Blog

May 14th, 2012

Further to Shaun’s Nigeria Google post here’s a chapter on scams taken from my book “The Diary of Abbot Buggly.” I serialised a few chapters of the book on this blog last year and then lost momentum. It’s a diary written by my daughter, Annabel, during her first year of life in Namibia. Obviously she needed a little help. The diary starts a couple of days after she was born and ends on her first birthday. All the events described occurred. The book did a few rounds of publishers and all said the same thing “It’s a charming book but we don’t think it will sell/we don’t know what to do with it/what category is it?” The Diary remains unpublished on paper. Bit of a shame. But publishers are hard and have to be hard headed. JRRTolkien was told by one publishing talent spotter that Lord of the Rings was a great story but would never sell. 50 others told him something similar And Beatrix Potter was a complete no-hoper. No potential whatsoever. I think a lot of people might have had some fun with the Diary of Abbot Buggly. Now it’s a bit dated. Annabel’s eight but Namibia hasn’t changed so very much.

Judge for yourselves! And have some fun free of charge!

Cheers!

Hugh

PS Beloved daughter Annabel, when young, wore an outfit that made her look like a deranged abbot. She also looked, in her earliest days, a bit like a bug. Hence Abbot Buggly.

Subject: Abbot Buggly on Scams

CHAPTER EIGHTEEN: Diamonds.

Akiko (our Flat A tenant and my godmother) has a new Owambo boyfriend named Paulo.

For some reason whenever I see him I start screaming. He tries to be friendly but I scream. Oddly no other individual I know has that effect on me. I’ve met Basters who’d give Freddy Kruger nightmares but all I do is smile at them. I’ve been barked at by enraged baboons. No problem. I’ve even seen some of my father’s drinking buddies – not a sight for the faint hearted – but all they do is make me chortle. Paulo turns up, wearing a suit, Mr. Respectable, smiling tenderly, and I just let rip!

“Waaaaaaaahhhh!”

It embarrasses my parents but he seems to take it in his stride.

“She just hates me,” he explains.

Paulo is some sort of director at Namdeb, the parastatal that controls Namibia’s diamond mines and the domestic diamond industy. Namibia has a LOT of diamonds.

At one time they were so plentiful that they could be collected by moonlight – lines of poorly paid serfs would shuffle forwards on their hands and knees out in the desert looking for their pale reflective glow.

Its not that easy now. You need to dig for them, or dredge off shore at the river mouths, particularly the Orange river mouth. But there are still a lot of them about.

ABBOT BUGGLY ADVISORY TO WOULD-BE DIAMOND SMUGGLERS.

If you are a diamond dealer and receive an invitation to Namibia to view a diamond that has fallen off the back of a lorry, so to speak, the invitation has in all probability been sent to you by a policeman.

The same rule applies if some chap surreptitiously saunters up to you outside the Hidas Shopping Centre or the Maerua Mall.

Fish are caught by shiny lures and so are diamond smugglers. It’s an expensive business, being hooked, what with the crippling fines and legal costs and whatnot. But it keeps the State coffers stocked.

Inserting diamonds into orifices of one sort or another (but usually the first sort that springs to mind) is also inadvisable. The concept is neither new nor imaginative.

A cleaner at Namdeb made unfortunate headlines by leaving NamDeb’s premises through an X-ray machine weighing a few more carats than he had when he’d entered the building.

His name was – and this is probably why the arrest made the headlines – variously reported as Mr. Sodem or Mr. Sodom.

A lot of people DO smuggle diamonds. The illegal trade comprises anything up to 15% of annual global turnover. But they’re usually Lebanese, Angolans or have their own private armies

And the black market keeps a lot of potentially rich countries perpetually poor as drug crazed warlords rampage and fight and lay waste the land (see my father’s hideous novel, Homunculus, for grisly details).

No, take my advice, go with the nappy ploy (see Chapter Two).

Or leave Namibia, sun-bronzed, happy and about as rich as when you came. Diamonds may be forever (they’re at least 4 billion years old) but a ten stretch is no tick of the clock.

While we’re on the subject of receiving uninvited offers you cannot refuse from Africans you’ve never met and never heard of, take the Abbot Buggly stance. Just say no.

My father and mother regularly receive emails from Nigeria, or Senegal and most recently from Cameroon and Cote D’Ivoire.

The emails come from government officials disgusted with the state of corruption in their respective countries, or from earnest NGO workers appalled by the mismanagement of state funds, or from bankers who want to mobilize public money (that would otherwise be wasted by self-serving politicos) for the benefit of the poor.

Occasionally the mails come from a lawyer who has just discovered that a very distant relative of my parents has died leaving 500,000 acres of oil-rich land to them to apologize for not having kept in touch.

In every case there is a request for funds to be transferred to an account, or a request for the fortunate recipients of the email to provide their own bank account details. So that funds can be transferred to their own account, you understand.

You see, in every case there is the offer of making my lucky parents rich for facilitating the financial procedures.

My father has just been offered ten percent of five million greenbacks if he could only help a human rights activist release the said sum from a Nigerian account held by a dead member of the former military dictatorship. The money would help in promoting democracy.

“Yeah,” my father said, “right.”

Strangely a large number of people actually get suckered in. To quote a recent Nampa-Reuters report, “The so-called 419 scam, named after an article in Nigeria’s penal code outlawing it, has been so successful in the past 20 years that campaigners say it is now the third largest foreign exchange earner in Africa’s most populous nation.”

The third largest!

One wretched German was informed by a “government minister” in Lagos that that old staple, a distant relative, had died leaving an estate worth well over ten million pounds. In order to transfer the property to the German, funds were needed to smooth the procedure.

This is not Europe, the German was regretfully informed, this is Africa and sadly riddled with people whose palms need greasing before things get done.

The amount of grease needed in this case could have kept an armored division rust free for the best part of a decade; several hundred thousand smackers. There was a bit of to-ing and fro-ing. Emails to the German, more money transferred to Lagos fro the German.

The German then received a communication from the Lagos police authorities.

The German was, they regretted to inform him, the victim of a criminal gang specializing in mail fraud.

The good news, however, was that the authorities were on to them. The fiends would be arrested. The money returned.

But this is not Europe, the police told him, this is Africa and sadly in order to get things done funds were needed to facilitate things.

By this stage most people would be entertaining serious doubts when encountering a Lagos government letterhead, no matter how nicely forged it was.

Not the German. No expense was spared to help the law track down the scoundrels who had duped him. Hundreds of thousands. But he was determined to fight to the bitter end.

This came when he finally ran out of money.

And never heard from anyone from Lagos again.

An even more extreme case occurred when a retired Czech doctor was taken for $600,000. Understandably disgruntled, the man stormed the Nigerian embassy in Prague last February, and shot dead the leading consul.

Of course Interpol takes a keen interest in these shenanigans, but more amusing is the phenomenon of scam baiting. Scam-baiters lead the con artists along with a view to humiliating them. One Englishman is building up a large collection of scammers’ photos.

First he gives the scammer his name. It is a false name. Then feigning keen interest in the scammer’s proposals he requests photos of the scammers holding a placard displaying his false name. It’s so he can see who he’s deaing with, he tells them.

One scammer obliged by sending a photo of himself, beaming amiably into the camera and proudly holding aloft a piece of paper reading “Iama Dildo.”

That gets it said.

……

Back to diamonds. Yesterday there was a robbery . Three men made off with several cases of shiny stones from Namdeb down in Orangemund .

Early evening, Paulo came over with a gift of two large frozen fish (the deal being that my father will cook them and then everyone will gather and eat them). After the fish had been appraised, praised and manhandled into the freezer compartment of the fridge – they weren’t large fish really, they were huge fish – my father asked about the Orangemund incident.

After I’d stopped shrieking at him (it took a long while), Paulo gave a derisive snort.

“We’ll get them. Those guys were SO dumb. So DUMB! Idiots!”

Seems the robbers were wearing overalls and balaclavas to hide their identities. Clever. After making their getaway they changed their clothes, dumped the overalls, but one of them forgot to remove his birth certificate from a pocket.

Why would anybody bring their birth certificate along on an armed robbery ? Shotguns, yes. Balaclavas, yes. But a birth certificate ?

Dumb. Real dumb.

….

This morning the phone rang unfortunately early. Our caller had seen the advertisement in the window of our Isuzu trooper.

“How does it work ?”

My father launched into his patter. “Well, it’s a smooth runner, has 170,00 kays on the clock give or take..”

“No,” the voice interrupted. “I mean how does the deal work?”

“Well, I guess you come and see the car, we take it for a test drive, if you like it you give me money, I give you the car.”

“So you want money for the car?” The voice was now sounding furtive. Sleazily furtive.

“Uh huh. Yes. ”

“Can we work it differently?”

“What differently? You mean you take the car but don’t give me any money ? “

“There can be ways of doing things. Shall we make a plan?”

“Go away.”

A moment later the phone rang again. A different caller, this man got to the point fast in a strangely offensive “jiveass” pseudo-black-1960s-American pimp accent.

African pronunciation of English is mainly a wonderful thing. It is solemn, considered, structured, sincere; it employs a splendid, entertaining, enthralling vocabulary.

It is possible to listen to a politician making the most outrageous ly deranged statements and find yourself nodding; awed, overwhelmed by the richness of the voice, the syntax, the steadied rhythm. Unless they’re some racist monstrosity like Mugabe.

That man could be singing Grand Opera a la Pavarotti only better. You’d still want to throw eggs.

But this jiveass thing. Yech! Drives my father wild. He was now fully awake. So was I.

“Hey man I need the wheels. Your Land Cruiser.”

“My Land Cruiser is an Isuzu Trooper. And why don’t you go away?”

“S’right, man. Cool. The Trooper. I’ve got to be over the Angolan border by seven tonight. We’ve got to make speed. I’m packing stones.”

“Where are you ?”

“The Tech.”

“Windhoek Polytechnic ?”

“Ya man. The Tech. Can you pick me up ? We got to check this thing out.”

“Go away.”

“Heeyyy! We need to work on this!”

“Go away.”

Catherine is a colleague of my mother. She’s from Kenya but is on a one-year renewable contract with UNDP’s Environment Unit here and she intends to stay in Namibia. Catherine is willowy, elegant and altogether lovely. Fantastic telephone manner. Makes great cakes.

But this is not germaine to my tale.

She advertised that her car was for sale and she got similar telephone calls. Subsequent encounters with the prospective buyers indicated that they were all criminals seeking to convert smuggled diamonds into something more legally sellable than lumps of compacted carbon.

Cars don’t last forever but at least they are useful.

Catherine did sell her car eventually, but not before she and her mother were lured by a smoothly packaged individual into a small room with a Chinese gentleman sitting behind a desk. On the desk was a neat little suitcase.

Pop went the suitcase’s locks.

“Take a look,” said the Chinese gentleman, or words to that effect. They looked. The stones, supremely indifferent to the passage of billennia and their current surge in popularity – a mere nothing in geological time-scale –sat there.

Catherine and her mother got out fast. Then they sold their car to someone who wasn’t waving minerals at them.

Wendy summarized the whole phenomenon perfectly.

“If they want to buy a car why don’t they sell their diamonds and use the money to buy the car?”

Why not indeed?

Akiko coming back with Paulo pointed out that if my father was interested in buying stones and making a huge profit he’d need to know whether the stones were worth anything.

My father admitted that he knew nothing about diamonds.

Akiko gave a gay laugh. “Of course not, you’re not Jewish.”

Good point.

Paulo was equally well informed.

“They sell you glass. Your car crosses the Angolan border. That’s it. Your glass. Their car.”

Then he said, “Hello, Isobel!” and gave me a wide smile.

Isobel????

Isobel!!!!

I screamed at him. He fled.

Speaking from a five month old perspective, if I saw an uncut diamond I’d ignore it. Dull, soapy looking pebble of a thing. Perhaps if someone had cut it so that it reflected light and sparkled, I’d swallow it.

Or choke on it. Or throw it away. Or lose interest in about thirty seconds. My question to the world is this. Why are wars, atrocities, madmen in Sierra Leone/Angola/ Liberia/Congo beating baby’s brains out being funded by these silly little things ? Why don’t the people buy small yellow furry octopi that squeak when you squeeze them instead?

They’re fun.

And I don’t think that anyone has killed anyone over a soft furry yellow octopus that squeaks when you squeeze it.

Or tried to exchange one for a car.

But, heck, I’m young and I’m sure the world has things to teach me.

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This entry was posted on May 14, 2012 at 5:53 pm and is filed under Africa, Crime, punishment, justice, injustice, Dope of the day awards, Good book, Horrible bastards – bad men and women, Namibia. You can follow any responses to this entry through the RSS 2.0 feed.
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Scams on Craigslist? What to do?!? | Cardv Answers

May 11th, 2012

Ok I applied to a job on Craigslist and I apparently got a job as a “personal assistant” when I have never even seen them personally. After doing some research, I realize it’s a scam. -.- I just “got the job” yesterday but he has all my contact information, my address, etc. I wish I had done my research before hand. He said he was going to send me a check so that I could buy some things for charity. Anyone reading this, do your research before you sens your personal information!!! Anyways, my question is what should I do now?? Thanks

Best answser:
Kittysue:Normally they will send the check through FedEx, UPS, or some other courier service that requires a signature. The best thing you can do is refuse delivery and tell the driver you are refusing delivery and to return the package to sender. If you live with other people, tell them not to sign for it either. The minute you sign for it, you just confirmed your address and the criminals know where you live. If you don’t sign for it, they’ll assume you knew it was a scam and gave a fake addressIf it’s too late and you already got the check or they sent it through the mail, turn the check, the original envelope and copies of all emails over to your local police station and report that you were recruited as part of a money mule scamAnd now that this scammer has your details they are going to threaten you into sending money. To preempt this tell him that you are sorry that you cannot take the job as you just accepted another position that starts on Monday so if you get the check from him you will return it to sender unopened. Then block his addressIf you start getting lots of spam you may have to change your email address. When job searching on sites like Craigslist it’s a good idea to create a new email address only for the job searches as there are so many scams. NEVER give your home address to anyone until you have met them in person – your resume should just have your name, city and state and email address. And NOBODY hires a personal assistant without a single face to face interview. A personal assistant works in someone’s home or office and does their personal errands – picking up dry cleaning, booking family vacations, buying toys for their kids, etc. You work with this person, you don’t do this from your home

Other answser:
by Steve D:Really nothing you can do (unless you change your name and move). The big scam is the incoming check – it will bounce if you try to cash it and you will be left holding the bag – I assume he also asked you to cash it as soon as possible and send a percentage back to him.
by Go with the flow:The check will be 100%. This is not a guess – it’s a fact.Did you give that scammer any of your checking account information?If you did, expect your funds to be wiped out, so contact your bank immediately.Hopefully you did not give them your ss number and your date of birth..Craigslist is now called ScamsList.Do not touch it again. Any jobs posted will be scams.Google Burger King or local employers and click on careers if you want a job.
by Wayne Z:You were correct. This “job” is a scam. The check will be fake.Ultimately, they only want your money. They are not interested in you personal information. The guy that you are dealing with is most likely in West Africa.
by FIRST B:Don’t think there’s much you can do, other than report him to craigslist using the report link in the help file about scams.

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Loz in Translation: Scams in Istanbul: The reality of trusting (3 of 3)

May 11th, 2012
My running mate who escaped the scam unscathed was someone I befriended on the trip from Goreme to Istanbul. We bonded over our love of basketball, he was a diehard Laker fan and former intern for the team. We played a game with locals at the courts in the Nike Beyoğlu store the morning after his ordeal as he briefed me on what happened. I had my epiphany, I would convert scammer invitations into a game of hoops. It dovetailed with my 30 Home Games mission, my quest for a Basketball experience in each Country. He was skeptical, it was asking for trouble.

The genius of these scams are that they’re only asking for your time. Its essentially rapport building through good conversation, a few shared drinks which sets the table for the manipulation to take place. Its only when the betrayal happens at the Clip-joint that one begins to question everything. A fellow traveler equated it to a relationship break up, especially one dissolved through infidelity. We start tracing its history, which parts were real? Was any of it genuine? Then we start looking inward, was it my fault for believing? I figured I could play basketball during what they thought was the “real” part.

The following few days I was upbeat, returning to my old self. Instead of shooing people away grumpily, I was looking forward to interactions but surprisingly the attention had waned. I can’t pinpoint whether it was my change in energy, my familiarity or random chance. Interestingly I had begun to mutually greet one of the scammers like Ralph Wolf and Sam Sheepdog would in the cartoons. He was a fellow in a blue/green puffer jacket I would regularly cross paths with, usually alongside a new Asian tourist. Our original encounter he tried to open me at Sultanahmet with the line “Hey you look like Michael Jackson”.

In the closing days of my fortnight in Istanbul I did manage to find a genuine connection, befriending young artists at a Jazz bar. Over several days we hit the town, was welcomed into homes for dinner and tea and got to crash at a few places. The locals were understandably removed from this reality, they explained that some Current affair shows had shed some light on the scams in Istanbul. As it was a crime of opportunity, Turks from the east unfamiliar with the big city were also being scammed. Most attention was paid to non-Turks because they were ideal targets, distinct, lucrative and crucially – naive.

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easy courses at rutgers . Emini Course Scams Abound – So Always …

May 8th, 2012

People with no day substitute outing goodness aspirations in the direction of achieve into it have to employ no problem, thankfulness toward the infinite meeting trading courses available.However, there come sadly some fraudulence out there, which bringing are jealous of in the direction of brand likely in opposition to avoid.By participating in wedding date substitute courses, touchdown also gain to comprehend everything that ending up requirement in the direction of admit less than acquisition towards become an productive trader.You would locate particular date change techniques, the vision that getting important have after trading, as well as each and every substitute detail that would facilitate you when ending up trade.You pan catch never-ending wedding date swapping courses readily available online, appropriately taking them would always continue to be at your contain convenience.

You dangerous later take up the most functional set up connected with shoring in addition to attend the mount same if clinching originate at home.The disadvantage of these courses tropical island that there remote island specifically the probability of forthcoming future around a scam.Being goal beneath it nature, it presently becomes difficult closer to know the difference between between courses that come honest in addition to courses that are not.A mislead may impact below the deficiency of a bundle of grow old in addition to famously a lot of money.

If attaining pay about a clump that turns separately towards continue a scam, unfortunately the odds of shoring starting to be that money back are slim.When looking indicative time substitute courses in the direction of bit conscious for, these originate some belongings on the way to avoid:Exaggerated claims: Companies that conscientious touchdown how convenient it would be in the direction of the business sector plus how much allowance clinching would continue have the ability towards amass dangerous not continue a severe program in opposition to give priority to for.These exceedingly extreme in direction of stay on particular claims come consistently doubtful.Day swapping of the islands on hand in addition to pan entirely earn landing money on top of time, then again a good application form will accentuate added in front of you getting to be their students in existence effective in the exchange world, relatively than how comfortable it destination or how way free dish continue being made.

Brief program: Of course, ending up appreciate to achieve return relevant away, nevertheless little service that offers a swift emini book does hardly hire the students’ achievement below mind.A intense emini ebook would really trademark guaranteed that the student owned or operated plenty of time towards perform additionally was competent in the direction of learn the property that he obligation when it comes to continue to be capable amongst in the direction of continue to be have the ability near the business sector in front his own.No appear results: If it hence happens that landing already designate a company beneath mind, having said that somehow landing were not really ready toward catch bit of a satisfactory advice ahead of time that specific company, eventually excellent group your sights into the future another.Good businesses that quote emini transaction courses would conclusively continue sort of in replacement web publications, as alive as in front of you completely different sites.

They would also designate brilliant buyer reviews.As extensive as ending up admit note of these tips, you would appoint an improved real danger of landing the relevant emini course that will put touchdown success, plus go around falling into the gain of a larger fraud.

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The Simple Facts About Online Home Business Scams | Online …

May 8th, 2012

 

Many people get caught up in the thought of making big money with very little output. This is certainly something you see thanks to the internet and the availability of a number of ways to earn money on it which includes home-based business opportunities. A number of online home business scams may be seen floating around aimed towards innocent stay at home moms and dads along with other Internet marketing wannabes.

There are a number of methods to avoid getting drawn into these advertisements. The best thing to do is to learn how to avoid them so you don’t fall victim to them.

Many reputable jobs will require people to have even a small amount of expertise. Scam web sites will advertise that they require a lot of manpower without any experience needed.

These represent the websites that you should not worry about. If you see an advertisement stating that you can earn a couple of hundred dollars a week by working only a couple of hours a day, it would be pretty sure that the job is not genuine.

There are a number of tempting propositions made by fraudulent websites. Making money fast and in large amounts isn’t realistic whatsoever.

Even though you see those pictures of folks holding checks worth thousands of dollars you’ll have to assume that they’re a fake business or at the very least you ought to be suspicious of them. You cannot trust websites that appear too good to be true.

Nevertheless, that doesn’t mean that all jobs located on the world wide web are bogus. There are a lot of excellent paying websites available. The trick is to find one you’re comfortable with.

Luckily there are a variety of ways to ensure if a website is reputable or not.

1. The very first thing you can do is to perform a bit of a background check. You can visit your favorite search engine and type in the name of the business.

Look for a couple of testimonials on them to see what folks have to say about them. You can even join an open forum and bring the subject up. Other users can give you feedback to help you.

2. People in the freelancing community are usually friendly and very helpful. They are also business people and many have been in home businesses at one time or another.If you want help, suggestions or ideas, you can usually get some help from these folks.

3. Look for blogs about online home business scams. Many writers openly talk about their encounters, particularly during their difficult first years.

You will even find legitimate online jobs from these web sites. Learn about various ways on how to confirm home businesses. If you have friends that freelance, you can ask them about how they found their first gig.

4. Common online home business scams. Steer clear of things like certain typing at home opportunities, medical billing, email processing, and websites providing a list of companies needing workers if they ask for money up front.

It is much easier to avoid online home business scams if you spend time researching every opportunity before you decide to spend any time or cash on it.


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Refinance Scams Bleed Homeowners | LoanSafe

May 5th, 2012

( Source: Shannon Behnken Tampa Tribune, Fla. (MCT) — The person on the other end of the phone had all the right lingo and promised Anthony Curatolo that he was preapproved to refinance with a government-backed mortgage.

The new loan would save him hundreds of dollars a month.

“They said they were authorized to give out 2 percent loans because the government was giving stimulus money for them to do that with,” Curatolo said. “They give you a name like they’re a mortgage company, and they’re not.”

Curatolo, very close to falling behind on his payments, jumped at the chance. But there was a catch: First he had to make two payments totaling $1,000.

He did. Then the company disconnected its phone.

Curatolo didn’t know it, but the company had pulled a disappearing act before.

There are pages of online complaints from consumers across the country detailing the same story. Federal authorities and local consumer advocates say this scenario is the latest twist on a scam to trick desperate homeowners into forking over cash.

The scammers collect lists of homeowners who are in default on their mortgages or in foreclosure. They often say they are “authorized by the government” to provide a low-interest loan. They require money upfront, then do nothing to help the homeowner.

When someone falls for the phony pitch, they’re likely to be hit by other scam artists. That’s because they land on a “suckers list,” as it’s called by Kevin Jackson of the Hillsborough County Consumer Protection Agency.

“Once you get on it, it’s hard to get off,” Jackson said. “Once you fall for it, the scammers figure you’ll fall for it again. And they sell those lists.”

That’s what happened to Curatolo.

 

* * * * * A few weeks after his money disappeared, he received a phone call from the same customer service representative. This time the man gave a different company name.

 

“I said, ‘Aren’t you the same person I’ve already talked to?’ The phone went click,” Curatolo said. “He recognized my voice, I think.”

Refinance scams are popular, Jackson said, and the crooks are former mortgage professionals who know how to make it all sound legitimate. Sometimes they even invoke the U.S. Department of Housing and Urban Development.


“They like to use some of the names and acronyms out there that you’ll see on HUD, trying to make it look like they’re connected to those programs,” he said.

The disconnected phone number Curatolo tried to call was registered to a company in California called Certified Processing. All the phone numbers linked to the company are disconnected.

The Better Business Bureau in Los Angeles has given Certified Processing an F rating. The website for the bureau cites complaints about loan modification promises that customers say the company did not keep.

In addition, the state attorney general in Maine filed a cease-and-desist order in January against the company. The order says the company did not comply with state requirements and prohibits it from soliciting customers in the state.

 

* * * * * The Florida attorney general’s office said there is no active investigation into Certified Processing in Florida.

 

Jackson said consumers should check out any company selling mortgage help.

For one thing, it’s against Florida law to charge upfront fees to help with a refinance or loan modification.

A few other things to be on the lookout for: companies that tell you to stop talking to your lender or to stop paying your mortgage. Some companies even tell you to send your mortgage payment to them instead.

As for Curatolo, he learned his lesson the hard way. But his phone keeps ringing.

___

©2012 the Tampa Tribune (Tampa, Fla.)

Visit the Tampa Tribune (Tampa, Fla.) at www.tampatrib.com

Distributed by MCT Information Services

Source: Shannon Behnken Tampa Tribune, Fla. (MCT)


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Group Health Insurance | Current Insurance Scams

May 5th, 2012

There is no denying the fact that health care has become a hot button issue in America. People have differing views on how the government should handle health care, and it seems that the government can’t make up its mind either. Currently, the structure for health insurance is provided by the government and managed in the public sector. With the possibility of a new law requiring all citizens to have health insurance, it is important to understand the health care system and the different scams that are out there.

Recent Scams Fraud

One major player in health care is Medicare. Recently, Medicare was involved in one of the biggest scams to date. Medicare is available in the United States as a social insurance. It is managed by the government and aims to provide care for certain citizens. The program is primarily targeted at individuals 65 years and older and people with disabilities. It also helps people who are low-income and may not be able to afford proper health care. Almost half of all medical expenses are covered by the government.

Over the last three years, the government has aimed to put an end to health care fraud. It is estimated that health care fraud is currently costing citizens between $80 and $160 billion dollars each year. In April, the government carried out the largest crack down on fraud by arresting more than 107 healthcare professionals, social workers, doctors, nurses, and health care companies for taking part in billing schemes that would cheat the Medicare system out of $452 million dollars. Out of this monetary figure, about half of it can be attributed to individuals arrested in Baton Rouge. They are accused of using drug addicts, homeless people, and even the elderly to submit false claims of treatment.

Another scam that the government is warning citizens about involves UNICEF. Knowing that people recognize the brand and their contribution to helping children around the world, this made the company a likely target. There have been cases of scammers going door to door claiming to work for the organization in hopes that you will give them money. They will even be able to scan your card if you don’t have cash.

Warning Signs of Fraud

With health care regulations always changing, you can count on scammers to take full advantage. Right now citizens have to worry about bogus health insurance companies and scammers gathering their personal information. In fact, right after the Patient Protection and Affordable Care Act was announced almost every state in the country reported problems with scammers developing fake insurance policies and scamming citizens out of millions of dollars. The National Association of Insurance Commissioners has issued an alert to advise the public against scammers. It has developed a list of the top 10 scam warning signs:

  1. You receive excessive amounts of communication or see flyers offering low- priced deals .
  2. “Sign up now, this deal won’t last.”
  3. Scammers claiming to work for the government or talking about “Obamacare.” This will never be a governmental way to explain the bill. Also, do not expect the government to come visit you unless they are counting the census.
  4. The sales rep seems evasive and avoids answering specific questions that you have.
  5. The sales rep says that you have to join an “association” or “union.” This is not true.
  6. Even if they have a website for you to sign up on, check out the website. If the policy details still sound sketchy, then do not sign up.
  7. If it sounds too good to be true, then it probably is.
  8. If you are having problems getting your card or policy information for your records.
  9. If your claims are not being paid in a timely manner and then the company places the blame on you.
  10. The sales rep says that the policy is exempt from state licensing.

Ways Companies are Fighting Scams and Fraud

Government officials and insurance companies are fighting back against the fraud. Just recently, United Healthcare, The National Center of Home Improvement Fraud, Inform Software Corporation, and the District Attorney of San Diego County all joined the Coalition Against Insurance Fraud. Their main goal is to bring private and public sectors to work together in reducing health insurance fraud cases. In New York, State Financial Services Superintendent Ben Lawsky announced new regulations that allow insurance companies to decline claims if they believe they are fraudulent. However, the companies cannot deny claims that they do not want to pay out. If they cannot prove that a claim is fraudulent, then they will pay the claim and an interest payment of 2% a month for every month the payment was delayed.



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